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Personal Checking

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Mobile Banking Just Got Better! Download our App!

Available on the app store

Simply Free

A FREE account for everyone!

No Minimum Balance

No Monthly Service Charge

Only $50 to Open

Direct Interest

Earn interest with the convenience of direct deposit or any automatic payment!

No Minimum Balance

No Monthly Service Charge

Only $50 to Open

Competitive Interest

Varsity 50+ Interest

A perfect account for customers 50 and better!

No Minimum Balance

No Monthly Service Charge

Only $50 to Open

Competitive Interest

FREE Basic Checks

Premier Interest

An account for those interested in higher interest!

Only a $7 monthly charge if your minimum balance falls below $2,500

Only $50 to Open

Earn a higher interest rate with a balance of $2,500 or more

Earn a competitive interest rate if your balance falls below $2,500

FREE Basic Checks

Every new personal checking account also includes:

FREE Instant Issue Debit Card ● FREE Online Banking ● FREE Bill Pay ● FREE Mobile Banking with Mobile Deposit ● FREE eStatements ● FREE Thank You Gift ● FREE Gifts for referring others ● BUY BACK of your debit cards and unused checks from another financial institution up to $10

Additional disclosures that apply to all Hometown Bank Checking Accounts:

  • Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc., may apply. Refer to the fee schedule for additional fees that may be related to these accounts.
  • Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
  • Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
  • If the account has no activity for 24 months, it will be put in a dormant status. Dormant accounts will be charged a $10.00 monthly fee.
  • If you close your account within the first 6 months, you will be charged an Early Closing Fee of $34.50.
  • Bank rules and regulations apply.

Click here for additional disclosures that apply to these accounts.